MICHAEL MCHUGH

Amex Gold Card Review: Earn 4x on Dining and US Groceries

Top 8 Credit Cards to Currently Use to Maximize Earnings featured by top US travel hacker, Points with Q: American Express Gold Credit Card

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American Express continues to innovate its credit card offerings with cards like the card_name. What’s about this strategy from Amex is that it benefits customers. Yes, the annual fees are increasing, however, cardmembers receive something in return.

In this post, we’ll cover everything you need to know about the American Express Gold card. If you have the card or are looking to apply, we’ll make the case of why this card is exciting. From its earning structure to its perks, this card packs some heat.

American Express Gold Card Details

card_name earns 60,000 Membership Rewards points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

While Amex Gold does have exciting earn rates and a signup bonus, it’s important to keep the $250 annual fee in mind. If you do not spend on dining and grocery stores or are unable to take advantage of the annual credits, there are other cards out there for you.

American Express Gold Card Credits

card_name with a monthly dining credit and Uber cash credit. Each of these credits totals $120 in value, or $240 annually

A $120 dining credit, in the form of $10 in monthly statement credits, when you use your card for purchases at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations.

$120 Uber Cash, in the form of $10 in Uber Cash each month, comes with the Amex Gold Card. The Amex Benefit is found within your Uber Cash balance. The Amex Benefit may be applied to all vehicle types with Uber, orders on Uber Eats and to any other services to which Uber permits Uber Cash to be applied.

How to Earn Amex Points with the American Express Gold Card

card_name earns points at the following rates:

  • 4X points at restaurants, plus takeout and delivery in the U.S., and at U.S. supermarkets (up to $25,000 per calendar year)
  • 3X points on flights booked directly with airlines or on amextravel.com

How to Redeem Amex Points with the American Express Gold Card

The beauty of Amex points is that you have access to 22 travel partners. 19 partners are airlines and 3 partners are hotels. Airline partners are the way to go as these partners can provide outsized value. Hotel partners only make sense if you’re topping off an account or are in a bind.

Aeroplan, Air France/KLM Flying Blue, Etihad Guest, Avianca LifeMiles, Singapore Airlines KrisFlyer, and Virgin Atlantic Flying Club are airline partners that can provide high value. Each program has sweet spots that you should consider for your next trip.

For those of you interested in a deeper dive into Amex, check out God Save the Points Best Ways to Use Amex points. Spencer Howard does an excellent job showing you how best to redeem your points. From first-class to the economy, he has you covered.

Examples of how you can redeem Amex points include 1) 55k Aeroplan miles to fly SWISS business class to Europe, 2) 53k Flying Blue miles to fly Air France/KLM business class to Europe, 3) 63k LifeMiles to fly Lufthansa business class to Europe, 4) 95k Flying Club Miles to fly ANA business class to Japan.

Conclusion on the American Express Gold Card

When Amex revamped the card_name, it quickly became a must-have card. Earning 4X on dining and 4X at US grocery stores is solid. Not only that, but cardmembers also have access to Amex offers and yearly credits that can easily outweigh the annual fee.


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