MICHAEL MCHUGH

Capital One SavorOne Card Review: 3% Cash Back on Dining

Capital One SavorOne Card

card_name is one of nine cash-back Capital One credit cards. The bank breaks its cash back credit cards into the Quicksilver and Savor portfolios. The Quicksilver credit card portfolio has five credit cards. The Savor portfolio has four credit cards.

The credit card perks and the card’s cash-back earning structure are reasons to consider applying for the card_name. Card perks include Capital One Shopping, Capital One Dining, and Price Drop Protection. In terms of earning, bonus points cash back categories include dining, entertainment, streaming services, grocery stores, hotels, car rentals booked through Capital One Travel, Capital One Entertainment, Capital One Dining purchases, and tickets purchased at Vivid Seats.

Capital One SavorOne Card Details

New card members earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening. The card_name has no annual fee. Separately, the card has no foreign transaction fees.

Capital One SavorOne Card Perks

Price Drop Protection, Capital One Shopping, and Capital One Dining are the perks that come with the card_name.

Price drop protection gives cardmembers partial refunds if the price of the flight you book through Capital One Travel drops in price after you book the flight. In addition, price alerts monitor flight pricing 24/7. If the price of the flight you have an alert on drops, Capital One notifies you to book flights when the price of your flight drops.

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. This shopping tool helps cardmembers access better offers with participating merchants, automatically applies the best coupon code at checkout, and lets you know when prices drop on products you’ve viewed and purchased.

Capital One Dining gives cardmembers access to exclusive restaurant reservations and special events. Cardmembers receive access to restaurants curated by Chefs like José Andrés, the MICHELIN Guide, and the James Beard Foundation.

How to Earn Cash Back with the Capital One SavorOne Card

card_name earns miles at the following earn rates:

  • 3% cash back – dining, entertainment, streaming services, grocery stores excluding Walmart and Target
  • 5% cash back – hotels and car rentals booked through Capital One Travel
  • 8% cash back – Capital One Entertainment purchases like tickets purchased on Capital One, Capital One Hall, or Capital One Arena, dining reservations, or purchases through Capital One Dining
  • 8% cash back – tickets purchased at Vivid Seats

As a point of comparison, you can earn points at the following rates:

How to Redeem Cashback with the Capital One SavorOne Card

Cash back earned from the card_name can be redeemed in the following ways:

  • Purchases with PayPal merchants
  • Statement credit or a check
  • Previous purchases and gift cards with purchase eraser
  • Online at travel.capitalone.com to book your flight, car rental, or hotel

Which Cards Compete with the Capital One SavorOne Card?

Citi Double Cash Card, Amex Blue Cash Preferred Card, Citi Custom Cash Card, and Chase Freedom Flex Card compete with the card_name. Here is the earning structure for each card:

  • Citi Double Cash Card – 2% cash back on everyday purchases
  • Blue Cash Preferred Card – 6% cash back on the first $6,000 spent every year at supermarkets
  • Citi Custom Cash Card – 5% back up to $500 in spending per billing cycle at either restaurant, gas stations, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
  • Chase Freedom Flex Credit Card – 5% back in rotating quarterly categories up to $1,500 each quarter

Disclaimer: If you click and/or sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through.  The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are mine alone.

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