Frequent travelers have a bevy of luxury credit cards to choose from. Nearly every bank and airline offers a product for this segment of this market. Luxury travelers generally value perks and benefits that cater to convenience. In this United Club Infinite Card review, we’ll cover the ins and outs of this premium travel credit card, analyze its benefits, highlight its drawbacks, and compare this card to its competitors in the travel space.
United Club Infinite Card Review: Unveiling the Perks
Bonus Miles: Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. The card_name is available to new card members if you do not have this card and have not received a new card member bonus for this card in the past 24 months.
For Frequent Travelers: If you’re captive to a United hub airport or find yourself traveling with United Airlines regularly, the United Club Infinite Card can make sense to use for your spending. The card earns 4 miles per $1 on United purchases, 2 miles per $1 on dining and travel, and 1 mile per $1 on all other spending.
For Business Travelers: Premium card benefits are the name of the game when it comes to luxury travel credit cards. The United Club Infinite Card offers complimentary access to the United Club lounge worldwide. In addition, the card includes United Premier Access travel perks like check-in, security screening, boarding, and baggage handling. Lastly, a statement credit of $100 every four years for Global Entry, NEXUS, or TSA PreCheck for expedited security screening is available adding that level of convenience we’re all after.
For Families: Is family travel a priority? The perks of the United Infinite Card aren’t exclusive to solo and business travelers. Cardmembers receive free checked bags, luxury hotel benefits, and comprehensive travel insurance that’s well-suited for family travel.
Decoding the Annual Fee: Is it Worth it?
A $525 annual fee raises eyebrows unless you understand how to offset this high annual fee. Whether it’s a luxury travel credit card like the card_name or hell even a sub-$100 annual fee card, I always run the numbers to see if I can justify paying the fee annually.
In the case of the $525 annual fee United Infinite Card, the card comes with a United Club membership that’s valued at $650 per year. In addition, the card offers free checked bags for you and a traveling companion which may save you up to $320 in baggage fees on a round-trip flight. Lastly, the card provides a 10% discount on United Economy Saver Award flights within the continental US and Canada. Sum these up and you can see how to offset the annual fee.
Lounge Access: A Game-Changer?
One of the card highlights to note again in this United Club Infinite Card review is a complimentary United Club lounge membership. If you value United and participating Star Alliance lounge access when you travel, there’s likely no better card to have in your wallet than the card_name.
Not only does the card member receive United Club lounge access but also their eligible travel companions. Families looking to recharge their batteries when traveling value a quiet space away from the hustle and bustle of an airport terminal. Kick back and relax at a participating lounge by leveraging your Untied Club lounge membership.
United Club Infinite Card Benefits
Earning 2-4 miles per $1 on bonus-category spending, United Club lounge access, a statement credit for Global Entry or NEXUX or TSAPrecheck every four years, and free checked bags are just a sliver of the card_name benefits available to card members.
Less-known United Club Infinite Card benefits include the following:
- Premier Qualifying Points (PQP): Earn up to 10,000 Premier qualifying points – 25 PQP for every $500 you spend on purchases on the United Club Infinite Card in a calendar year that can be used to qualify for United elite status up to the Premier 1K level (top-tier status).
- United In-Flight Credits: Card members receive 25% back as a statement credit for food, beverage, and WiFi on United-operated flights as well as on United Club premium drinks when your card is used for these purchases.
- Premier Upgrades: Primary cardmembers with United MileagePlus Premier elite status traveling on an award ticket as well as their companions on the same reservation are eligible for complementary Premier Upgrades on eligible United and Untied Express-operated flights, subject to availability.
- IHG Platinum Elite Status: The United Club Infinite Card comes with IHG Platinum Elite status plus $75 in statement credits per calendar year as reimbursements for IHG purchases on your card from January 1, 2023 through December 31, 2024.
Applying for the United Club Infinite Card: A Seamless Process
Curious about the application process? Chase tends to make it super easy when applying for its personal credit cards. Click the link here card_name to start the application process. Fill in all of the required information and click submit when you finish the application.
In my experience there are three outcomes when applying for Chase credit cards – you’re approved, you’re denied, or Chase states it needs more time to review your application. Denials tend to occur if you’ve been approved for five or more personal credit cards (some business cards count as well) in the past 24 months, otherwise known as the Chase 5 24 Rule.
United Club Infinite Card Alternatives
It’s true that the card_name boasts an array of card benefits and perks. However, before applying for any credit card it’s prudent to evaluate your alternatives. Let’s compare it against what Delta Air Lines and American Airlines have to offer.
Delta Air Lines has the Delta SkyMiles® Reserve American Express Card while American Airlines has the Citi® / AAdvantage® Executive World Elite Mastercard®. For more details on each of these cards, check out my review of the Delta SkyMiles® Reserve American Express Card and the Citi® / AAdvantage® Executive World Elite Mastercard®.
In Conclusion: Elevate Your Travel Experience with the United Club Infinite Card
Whether your goal is convenience when traveling for work, tapping benefits for your family travel, or a frequent flyer in search of a luxury travel credit card, check out the card_name. This card isn’t well-suited for every traveler primarily because of its high annual fee. However, the card can make sense for travelers who value lounge access, free bags, earning United miles, and United elite status.
Disclaimer: If you click and/or sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through. The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are mine alone.
