MICHAEL MCHUGH

World of Hyatt Credit Card Review: Earn 9x Points at Hyatt

Top 8 Credit Cards to Currently Use to Maximize Earnings featured by top US travel hacker, Points with Q: Chase World of Hyatt credit card
card_name is the lone ranger when it comes to personal Hyatt credit cards. Hyatt does offer a business card in the World Of Hyatt Business Credit Card. Holding and spending on both credit cards can be an ideal way to earn valuable Hyatt points that can be generally redeemed for high value.

Where the card_name shines are the card benefits. A Free Night Award, a Second Free Night Award after spending $15,000, Discoverist Status, 5 Tier-Qualifying Night Credits each calendar year, and the ability to earn Two Additional Tier-Qualifying Night Credits. All of these benefits come in exchange for a $95 annual fee.

World of Hyatt Credit Card Details

New card members earn 30,000 Bonus Points after spending $3,000 in the first three months from account opening. You can earn an additional 30,000 Bonus Points by spending $15,000 in the first six months from account opening. These Bonus Points are not available to you if you are either

  • a current card_name or
  • were previous member of any Hyatt Credit Card who received a new cardmember bonus within the last 24 months

This card has no foreign transaction fees. Separately, the card has an annual membership fee of $95.

World of Hyatt Credit Card Benefits

A Free Night Award, a Second Free Night Award after spending $15,000, Discoverist Status, 5 Tier-Qualifying Night Credits each calendar year, and the ability to earn Two Additional Tier-Qualifying Night Credits for every $5,000 in spending come with the card_name.

Every cardmember anniversary, cardmembers receive a Free Night Award. This Free Night Award posts to your World of Hyatt account within 10 weeks of your cardmember anniversary date. The Free Night is valid for 12 months from its issuance date at a Hyatt hotel, Small Luxury Hotel, or M Life Rewards property designated as a category 1-4 property. Miraval, Hyatt Zilara, or Hyatt Ziva resorts are excluded.

You can earn a Second Free Night Award after spending $15,000 in a calendar year. The Second Free Night Award has the same terms and conditions as the Free Night Award that comes with the card.

Discoverist Status as long as you are a cardmember comes with the card_name. This status offers 5 points per dollar spent + 10% bonus points on eligible purchases, resort fees waived on Free Night Awards, MGM Rewards Pearl Status, preferred room upgrade,s 2 PM late checkout.

Cardmembers receive 5 tier-qualifying night credits each calendar year. These tier-qualifying nights help you to earn elite status.

Another way to earn additional tier-qualifying nights is to put at least $5,000 on your card. With every $5,000 that you spend, you earn two tier-qualifying nights.

How to Earn World of Hyatt Credit Card Points

card_name offers the following earning structure:

  • 4X points – Hyatt purchases
  • 2X points – restaurants, airfare purchased directly with the airline, local transit/commuting, fitness club, and gym memberships
  • 2X points – FIND experiences purchased at World of Hyatt
  • 2X points – Headspace subscriptions (through 12/2022)
  • 2X points – all other purchases until the earlier the end of your first 6 months or the first $15,000 spent

As a point of comparison, you earn points at the following rates with these cards:

How to Redeem World of Hyatt Credit Card Points

7 Best Hyatt Hotels to Stay at in 2021 is your guide on how to redeem your Hyatt points for maximum value. Also, check out The 50 most in-demand World of Hyatt hotels for point redemptions for inspiration. Hyatt hotels at the top of my list include Ventana Big Sur, an Alila Resort, Park Hyatt Beaver Creek, Grand Hyatt Kauai, The Confidante Miami Beach, Andaz Savannah, Hyatt Regency Grand Reserve Puerto Rico, Grand Hyatt Baha Mar, Park Hyatt New York City, The Park Hyatt Paris-Vendôme, Park Hyatt Vienna, Park Hyatt Sydney, and Alila Napa Valley.

The Hyatt award chart has 8 categories with Off-Peak, Standard, and Peak award pricing. An Off-Peak Category 1 Stanard room is 3,500 points/night while a Peak Category 8 Stanard Room is 45,000 points/night. At the top end of the award chart, you can book an Off-Peak Category 1 Premium Suite with 7,000 points/night and a Peak Category 8 Premium Suite with 90,000 points/night.

What Cards Compete with the World of Hyatt Credit Card?

Amex Hilton Surpass Card, Marriott Bonvoy Boundless Card, and IHG Rewards Premier Card compete with the card_name. Each card has a $95 annual fee and earns points at the following rates:

  • Amex Hilton Surpass Card – 12x points at Hilton, 6x points at US restaurants, US supermarkets, US gas stations
  • Marriott Bonvoy Boundless Card – 6x points at Marriott, 3x points at gas stations, grocery stores, dining at restaurants including takeout and eligible delivery services
  • IHG Rewards Premier Card – 26x points at IHG, 5x points on travel, dining, gas stations

Conclusion on the World of Hyatt Card

card_name offers A Free Night Award, a Second Free Night Award after spending $15,000, Discoverist Status, 5 Tier-Qualifying Night Credits each calendar year, and the ability to earn Two Additional Tier-Qualifying Night Credits. In addition, the card earns between 2-4x in bonus categories.


Disclaimer: If you click and/or sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through.  The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are mine alone.

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